123 Bridging Loans .co.uk Criteria

Bridging Loan Criteria varies from lender to lender, and as we have our own funds, further private investors and access to over 30 specialist lenders it is not possible to give exact criteria. Below we have listed the maximum loan to value relevant to type of security and status of borrower:

1st Charge Full Status - Maximum LTV is 90% or 100% with additional security
1st Charge Non Status - Maximum 80% LTV or 100% with additional secuirty

2nd Charge Clean Credit - Maximum LTV is 90% or 100% with additional security
2nd Charge Adverse Credit - 85% or 100% with additional security

3rd Charge Lending is available with a speclial plan allowing up to 100% LTV!

These rates are much more generours than you will find from any lender direct. They are not loss leaders enticing you to phone only to find that the rates are higher. Of course in some circumstances these rates cannot be met. As an example, if you are looking for a bridging loan because you have a large amount of mortgage arrears, the maximum loan is capped at around 70% on a first and second charge basis.

Why not call us on 0844 357 6350 for an immediate idea of what is likely to be the best solution. Or you can complete our enquiry form without obligation and we will contact you with some ideas on how we can help. If you are sceptical about using an 0844 number you will find standard telephone numbers in our contact us section.

Below you will find links to other areas of interest, including a list of all the bridging loan lenders we use and acceptable security.